Rhode Island Business Insurance

Getting fast and affordable business liability insurance is easier than ever in Rhode Island. Our business liability Specialists help make it simple, and more convenient than ever, to qualify for lower rates and faster liability insurance quotes with one or more of our insurance partners. Whether you want us to shop your RI business insurance, or you want to get instant business insurance quotes online, General Liability Shop.com can help.

General Liability Insurance in Rhode Island

Rhode Island general liability insurance is required by the state for most business owners. GL coverage is designed to protect RI business owners from direct or indirect damages to another party. Your liability insurance helps pay for those damages caused by the actions of your business, or your employees. Rhode Island general liability coverage pays for property damage and personal injuries involving customers, visitors and sub-contractors. Business owners in Rhode Island have a choice regarding insurance deductibles and policy limits within their coverage.

Our Top Commercial Insurance Programs for Rhode Island

We offer lower cost GL programs for over a hundred types of businesses in Rhode Island. In addition to affordable GL insurance programs for industries such as retail stores, contractors, restaurants, healthcare and more; we also provide easy access to other important coverages for Rhode Island business liability insurance.

Get Rhode Island General Liability Quotes

General Liability Shop.com has already helped hundreds of business owners in Rhode Island find the most affordable quotes for their business liability insurance coverages. We’re a national commercial insurance agency appointed to represent more than 35 insurance carriers throughout the U.S. We return business insurance quotes quickly with more efficient technology, highly trained insurance Specialists and dedicated underwriters servicing our agency.

Give one of our Rhode Island general liability Specialists a call now at 800-900-8657 to see if your business qualifies for lower rates and better coverage. Or start your RI liability quote online today.

RI Business Liability Costs

Liability insurance costs in Rhode Island can vary widely between insurance companies. Liability insurance rates are generally factored using a) the gross sales for the business, b) the gross payroll for employees and owners, c) the square footage of the premises and d) any sub-contractor exposures (if applicable). Insurance rates are developed at a rate per $1,000 utilizing one or more of the above factors.

A typical small business in Rhode Island can expect to pay anywhere between $300 and $5,000 annually for their general liability policy. The final cost of liability coverage from one business to the next will vary significantly based on the SIC code or the insurance company’s own classification system for GL rating. Some additional factors used to develop insurance costs include the nature of your business, your physical location, prior claims experience, and your years in business.

Why Choose General Liability Shop.com for Rhode Island GL Insurance?

At General Liability Shop.com all we do is business insurance. We’re laser-focused on delivering super quick insurance quotes with bottom dollar prices. We take a lot of pride in helping small business owners buy better business insurance with less headaches, and lower rates. We shop your RI liability coverage so you don’t have to.

We’re a National Commercial Insurance Agency

When it comes to buying business insurance at the lowest rates, having a national insurance agency on your side can be a huge advantage. We’ve developed unique programs and coverage options for many types of businesses in Rhode Island, and throughout the U.S. Our agency works with each of our carriers to offer more flexible payment options designed to help improve business cash flow.

We offer liability Quotes from More Insurance Companies

We’re an independent agency representing more than 35 national and regional commercial insurance companies. Most of our partners are actively quoting RI business liability insurance. We make our insurance companies compete for your insurance business. We make them return your quotes quickly. They know we want lower rates and bigger discounts for our customers.

We Specialize in Business Liability Insurance

General Liability Shop does not sell leads like many other online websites offering general liability coverage in Rhode Island. All of our licensed agents work directly for our agency. Every agent on our staff gets over 150 hours of annual training regarding our business insurance products and programs.

We Make Rhode Island liability Insurance Fast and Easy

Our exclusive focus on business insurance has enabled us to streamline the quoting and binding process, making it more efficient for our RI business customers. Once you start a quote with General Liability Shop.com, one of our Specialists will walk you through the entire process from start to finish.